Ministers Accidental Death and Dismemberment

As a US-based licensed minister with the United Pentecostal Church International you not only have a $10,000 life insurance policy but you also have $10,000 Accidental Death and Dismemberment included. (There is no automatic coverage on the spouse).  It is recommended you purchase additional AD&D insurance.

All Canadian licensed UPCI ministers have $10,000 term life insurance. You also have $10,000 AD&D until age 70. After age 70 your $10,000 term life continues but the AD&D and any supplemental term coverage terminates.

Accidental Death & Dismemberment (AD&D) insurance is an extremely affordable way to protect you and your family in case there is an accidental death or loss of limb.  You are eligible for additional AD&D coverage if you are a licensed UPCI minister and age 69 or below.

The advantages to you and your loved ones include: 

  • Choice – You decide how much coverage you need from the amounts available.
  • Flexibility – If your needs change, you may request to change the amount of coverage.
  • Convenience – Always open for enrollment and premiums are billed quarterly.
  • Peace of Mind – You can take comfort and satisfaction in knowing that you have done something positive for your family’s future.

Amounts Available: 

  • From $25,000 to $250,000 in increments of $25,000

US-BASED AD&D Reductions of Coverage: 

  • Age 70 – Coverage is reduced by 35%
  • Age 75 – Coverage is reduced to 45% of original coverage.
  • There are no further reductions after age 75.


  • Licensed UPCI ministers may elect to enroll in the Accidental Death and Dismemberment (AD&D) program at any time.
  • It is available for the minister only or for minister and family

APPLICATION – Click here

Contact information for Accidental Death & Dismemberment

Michael Loyd
Phone: 636-229-7980 (direct line)

Jasmine Pacheco
Phone: 636-229-7946 (direct line)