About us

Protecting the ministry by providing kingdom-minded solutions.

United Insurance Solutions Inc. (UISI) strives to provide kingdom minded solutions to insurance needs for both your family and your church. Our goal is to provide the financial security that you need, no matter the accident or loss, so you can further the kingdom of God.

UPCI Headquarters Building

We were first established in 2011, under the leadership of General Superintendent, David Bernard, Former General Secretary, Jerry Jones, and The Stewardship Group founder, Stephen Drury, to provide a group policy of basic term life insurance to our U.S. and Canadian based ministers. Since 2011, we have expanded to offer a variety of insurance programs in the U.S. and Canada. These programs now include property & casualty insurance, a senior medical plan, and accidental death & dismemberment.

    Our Staff

    Rick Lovall

    rlovall@upci.org | (636) 229-7947

    Rick Lovall became the Stewardship Director in 2023 after serving as the assistant director since 2019.

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    He also serves as the president of the Church Loan Fund and the United Pentecostal Foundation, as well as on the boards of United Insurance Solutions, Inc., and United Pentecostal Properties, LLC. As an ordained minister, he previously pastored for nine years. He has a degree in Banking from the Barret School of Banking at Christian Brothers University, as well as over 15 years of experience in banking and commercial lending. He and his wife, Kelby, have two sons, Easton and Parker.

    Michael Loyd

    mloyd@upci.org | (636) 229-7980

    Michael graduated from Gateway College of Evangelism in 2004, Summa Cum Laude, and received general license with the UPCI at that time.

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    He also completed a B.S. degree in Organizational Leadership from Greenville College in 2006.  In 2013 he was ordained in the Illinois district.  Michael and his wife Elizabeth relocated to St. Louis in 2015.  In March of 2016, Michael was hired by Sharon Davis to assist with the minister’s life plan for United Insurance Solutions under the Stewardship Group. Michael completed his MBA in 2020, and in 2021 took over leadership of UISI. Elizabeth is a graphic designer; they have one amazing daughter, Sophia.

    Lanae Hern

    lhern@upci.org | (636) 229-7946

    Lanae Hern moved to St. Louis in 2017 to attend Urshan College. She graduated in 2021 with a Bachelor of Arts in Human Services.

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    She previously worked as a Director of Operations at Chick-fil-A focusing on leadership development. Lanae enjoys spending time with her two nieces, Soloma and Nalini. She joined United Insurance Solutions, Inc. in 2023. Lanae attends New Life St. Louis in Bridgeton, Missouri, pastored by Aaron Batchelor.

    Board Members

    David K. Bernard – Chairman
    Richard Lovall – President
    Michael Loyd – Vice President
    Scott Graham – Secretary
    Duane Goble – Treasurer


    If you enrolled in Universal Life, Critical Illness, or Accident plans, we have an important message for you! To activate your benefits, you will need to verify your payment details by signing into the paylogix portal. You can access login instructions here.